Tory's Services · TCS Credit Services
Credit Repair · Tax Services · Business Solutions

Your credit.Your taxes.Your future.

We help the Latino community repair their credit, file taxes and build a solid financial future in the United States, with expert bilingual guidance.

  • Personalized attention
  • First orientation at no cost
  • Bilingual service
  • Confidential information
Torys Cumana, founder of Tory's Services

Torys Cumana

Credit & Tax Specialist

Bilingual service

Spanish · English

How we work

Getting started is simple

A clear, human process — no fine print, no pressure.

01

Tell us your situation

Share your case in a few minutes. No commitment, in your language.

02

We evaluate your case

We review your situation and the best options available to you.

03

You get a personalized path

We clearly explain the steps, documents and timelines.

04

We support you throughout

We stay with you until you reach your goal, step by step.

ITIN

Do you need to file taxes but don't have a Social Security Number?

We guide you through the process of applying for or renewing your ITIN and help you understand the documents you'll need.

  • Initial ITIN application
  • ITIN renewal
  • ITIN for dependents
Real stories

Families and businesses that already took the step

Testimonials from our clients.

Families served

Years of experience

ES / EN

Bilingual service

They explained everything patiently and in Spanish. I finally understood my report and the next steps.
CCliente de ejemploMiami, FL · Credit repairSample
I opened my LLC stress-free. They guided me with the EIN and the documents I needed.
CCliente de ejemploOrlando, FL · LLC formationSample
I didn't have an SSN and thought I couldn't file. They helped me with my ITIN from start to finish.
CCliente de ejemploDoral, FL · ITINSample

Testimonials reflect individual experiences. Results vary from case to case.

Torys, founder of Torys Services
About Torys

Closeness, experience and commitment to your peace of mind

I support Latino families and entrepreneurs at every step of their financial journey in the United States: from cleaning up and raising their credit, to filing taxes correctly and forming their own business.

My way of working is simple: speak to you clearly, charge you fairly and give you real results. We don't sell promises here — we build futures.

“We believe in you. We work for you. We succeed together.”

  • HonestyWe charge fairly and work with full transparency.
  • CommitmentWe stay with you until you reach your financial success.
  • EducationWe teach you to make better decisions with your money.
  • TrustYour peace of mind is our priority every step of the way.
Frequently asked questions

We answer your questions before you start

And if you still have one, write to us — the first orientation is free.

No. The first orientation is free: you tell us your situation and we point you to the best path.

Yes. All our service is bilingual, in Spanish and English, so you understand every step.

Yes. We serve you remotely and in person. We arrange a call or video call based on your preference.

It depends on the service. When we evaluate your case we give you a clear checklist of what you need.

Yes. We treat your information confidentially and do not share it with third parties outside the service.

We do not guarantee specific results. Every case is different and results depend on many factors. What we do is evaluate, design a strategy and support you.

Yes. We prepare personal returns (W-2, 1099, self-employed) and business returns (LLC, S-Corp, C-Corp).

Of course. You can request your free evaluation and we'll arrange the time that works best for you.

You don't have to figure it out alone

Tell us your situation and get an initial orientation to identify your next step.